Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage earner.

As Teddy Roosevelt once observed, “Old age is like everything else. To make a success of it, you’ve got to start young.”

Have you ever heard someone claim they don’t need Life insurance? Or that insurance is too expensive? Maybe they’ve even said, with certainty, that all the coverage they need is provided through their employer.